Chartered Institute of Bankers, Ghana (CIB Ghana) has inducted and graduated 186 professionals at its 17th Induction and Graduation Ceremony, reaffirming its commitment to ethical leadership, professionalism and human capital development in Ghana’s financial sector.
The
ceremony, held at the CIB Ghana Auditorium in Accra, saw a convergence of
senior government officials, regulators, industry leaders, academics, families
and members of the banking community under the theme, ‘Building Future-Ready
Banks: Ethical Leadership, Sustainable Finance and Currency Stability amid
Disruption’.
With
the addition of the 2025 cohort, CIB Ghana has produced a total of 1,313
chartered bankers over the past six years, significantly strengthening the pool
of trusted professionals serving Ghana’s economy across banking, finance and
related sectors.
Strengthening
professionalism and ethics in banking
Speaking
at the ceremony, the President of CIB Ghana, Mr. Benjamin Amenumey, FCIB,
reminded inductees and graduates that the chartered banker designation
represents more than a professional credential. “This qualification is a call
to uphold the highest standards of honesty and integrity in your institutions
and in your dealings with customers and society,” he said, in a speech read on
his behalf by the Institute’s Vice President, Mr. Samuel Manu Asiama,
FCIB.
“As
an Institute established under Act 991, our mandate is clear: to promote the
study of banking and to regulate the practice of the banking profession in
Ghana,” he continued.
He
noted that CIB Ghana continues to deliver targeted professional development
programmes, including the mandatory Ethics Certification Programme, the
Chartered Banker for Executive Leadership (CBEL), and the industry-leading ESG
Certification Programme delivered in collaboration with the Environmental
Protection Agency (EPA) and the International Finance Corporation (IFC).
New
initiatives such as the Digital Banking Academy and the Branch CEO Programme,
he added, are equipping bankers with the competence, character and conduct
required in a rapidly evolving financial landscape.
Banking
failures have real human consequences
The
keynote address was delivered by Mr. Thomas Atta John, Managing Director of
Guaranty Trust Bank (Ghana) Limited, who challenged bankers to recognise the
profound social impact of their decisions.
He
described banking as one of the most risky professions in the world, not
because of visible accidents, but because of the quiet and often uncounted
human cost of poor financial decisions. “When banking decisions go wrong,
people lose access to healthcare, children drop out of school and livelihoods
are destroyed,” he said. “These consequences may not make headlines, but they
are real. That is why society needs trusted professionals in banking.”
Mr.
Atta John stressed that integrity is a non-negotiable asset in professional
life, noting that while balance sheets can be repaired, reputational damage
caused by ethical failure is often permanent. He urged chartered bankers to
commit to lifelong learning, relevance and continuous professional development,
warning that experience without updated skills is increasingly dangerous in a
disrupted financial system.
Growing
inclusiveness and sustainability
A key
highlight of the 2025 ceremony was the continued rise in female participation.
Women accounted for 55 percent of the inductees and graduates, following 51
percent two years ago and 60 percent last year. CIB Ghana described this trend
as a positive signal for the long-term sustainability and inclusiveness of the
banking profession.
The
cohort also reflected diversity in age and career stage. The youngest graduate
was 23 years old, having joined the ACIB programme through the Institute’s Best
and Bright Programme, while the oldest inductee was 59, reinforcing the message
that professional development in banking is open to both early entrants and
experienced practitioners.
Celebrating
excellence and perseverance
The
ceremony recognised outstanding performance and personal resilience. Ms. Eyram
Amenyo Klutse, a Relationship Manager with First National Bank, emerged as the
Overall Best Inductee, while Ms. Rosemary Quansah of Access Bank was recognised
as the youngest graduate.
In
brief remarks, Ms. Klutse described the programme as demanding but rewarding,
noting that it broadened her understanding of the banking industry and
reinforced the importance of ethics and professionalism. Ms. Quansah encouraged
young people, especially students and national service personnel, to begin
professional qualifications early and to persist despite setbacks.
Appreciation
and outlook
The
Chief Executive Officer of CIB Ghana, Mr. Robert Dzato, expressed gratitude to
key stakeholders and partners, including the Bank of Ghana, Ghana Association
of Banks, EPA, IFC, the Ministry of Education, the Ministry of Finance,
corporate members and training partners, for their continued collaboration in
advancing professionalism and ethical standards in the financial sector. “Banking
is not just about numbers and balance sheets,” Mr. Dzato said. “It is about
trust, responsibility and decisions that shape lives and communities. Our role
as an Institute is to ensure that Ghana’s banking sector is served by
professionals who are competent, ethical and future-ready.”
He
urged the newly inducted chartered bankers to wear their designation with
pride, humility and a strong sense of responsibility, reminding them that their
actions and decisions would influence public confidence in the financial
system.
About
CIB Ghana
Chartered
Institute of Bankers, Ghana is the statutory professional body established
under the Chartered Institute of Bankers, Ghana Act, 2019 (Act 991) to promote
the study of banking and regulate the practice of the banking profession in
Ghana. Since its establishment in 1963, the Institute has played a central role
in developing trusted professionals for the financial sector, with a strong
emphasis on ethics, professionalism and leadership.
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