Fido Partners with Uber to Provide Loans for Drivers in Ghana

 

Fido, Ghana’s leading digital credit provider, has entered into a strategic partnership with Uber to deliver fast, flexible and driver-centric financing solutions to drivers on the Uber platform across the country.

Under the arrangement, eligible drivers can access instant loans of up to GH₵10,000 through Fido’s fully digital platform. The product is structured to reflect the realities of on-road entrepreneurship, offering rapid processing, zero collateral requirements and minimal documentation. In line with Fido’s responsible lending approach, drivers begin with smaller credit limits and progressively unlock larger loans through disciplined repayment behaviour.

Since launching in December 2025, the partnership has seen strong uptake among drivers, signalling early product market fit within Ghana’s growing ride hailing ecosystem. Exclusively available to drivers on the Uber platform, the collaboration is designed to strengthen financial resilience in a segment that has historically faced limited access to formal credit. By combining Uber’s global mobility expertise with Fido’s end to end digital lending capabilities, the partnership provides Uber drivers with tailored access to working capital, helping improve day to day cash flow and support more sustainable earning opportunities on the platform.

Beyond credit access, qualifying drivers will benefit from Fido’s broader suite of financial products, including free insurance cover, discounted airtime and data top-ups, and flexible savings through EasySave offered in partnership with Access Bank. Through EasySave, drivers can access savings with more favourable returns than treasury bills yet with the flexibility of fee-free, any day withdrawals. EasySave is designed to promote disciplined savings while making room for emergencies - a structure that meets the day-to-day realities of commercial driving.

Jada Badu, Country Manager for Uber Ghana, said the initiative aligns with the company’s commitment to driver welfare and economic empowerment. “By partnering with Fido, we are enabling drivers on the Uber platform to access credit that is fast, transparent and tailored to the realities of running their business. This support gives drivers greater financial flexibility to manage their day to day operational needs, maintain their vehicles and stay on the road with confidence. Ultimately, it is about helping drivers operate more efficiently and unlock more consistent and sustainable earning opportunities.”

Philip Twum, Head of Business Development at Fido, noted that the partnership advances financial inclusion within Ghana’s informal and semi-formal workforce. “Through Uber’s platform, we are reaching a community of digitally active entrepreneurs who face various barriers to traditional banking services, including a lack of formal credit histories and overbearing documentation requirements. Our machine learning-driven underwriting model allows us to extend instant credit responsibly while fostering long-term financial discipline.”

Fido emphasises that the partnership aligns with its mission to empower individuals and entrepreneurs to capture opportunities in Africa. It underscores both companies’ dedication to leveraging technology to unlock inclusive financial services for drivers in Ghana and sets the stage for continued efforts to strengthen support for the ride-hailing workforce.

About Fido

Fido is a leading digital financial services provider operating across Africa. Built on advanced proprietary technology and machine learning-driven risk models, the company delivers instant credit decisions — including for customers with limited or no formal financial track records.

With more than 400,000 active customers in Ghana, Fido provides accessible and reliable financial services to underserved communities. In addition to Ghana, the company operates in Uganda, Zambia and South Africa.

About Uber

Uber is a global technology platform that connects riders and drivers, facilitating flexible earning opportunities and enhancing urban mobility. Operating in over 70 countries and more than 10,000 cities worldwide, Uber provides ride-hailing and delivery services to millions of users.

Its service portfolio includes ride-hailing, food delivery through Uber Eats, courier services and business mobility solutions. Through technology-enabled marketplaces, Uber seeks to expand economic opportunity for independent drivers while improving transportation accessibility and efficiency.